Mary Alice Ruppert
Licensed Associate Real Estate Broker, Career and Business Development Leader
REALTOR®, ABR, AHWD, C2EX, CRB, ePro, GRI, SFR, SRES
BEDS4
BATHS2 full
SQUARE FEET1,416
MLS#1024955
STATUSActive
PROPERTY TYPEResidential - Single Family
SCHOOLMiddletown
Property Description
Middletown Central Gem with Lots of Space and Super Low Taxes!Located just minutes from Downtown Middletown, this solid house has a very practical layout with 4 spacious bedrooms and 2 full bathrooms, making it perfect for a growing family or an investor. On top of the great living space, you get a huge attic and a full basement that give you tons of extra room for storage or a workshop. The best part about this property is the incredibly low holding cost-total annual taxes are only $3,750(year 2025), and you can lower them even more if you live here as your primary home by applying for the NY STAR tax relief. A brand-new, energy-efficient Navien tankless wall-mounted combination boiler was installed last year, providing reliable, high-efficiency heating and hot water while saving on utility bills.While the house is in average condition right now and needs some cosmetic updates, it has great bones and a rock-solid foundation. This is a rare chance to buy a big house with low expenses, fix it up your way, and build instant equity in a super convenient location.
Property Features
Property Type: Residential - Single Family
Basement: Yes
Basement: Full, Unfinished
Cooling: None
Heating: Baseboard, ENERGY STAR Qualified Equipment, Natural
Home Style: Other
Lot Size: 0.04 Acres
Taxes: $3,778
Year Built: 1900
Amenities
High Ceilings
Washer/Dryer Hookup
Feature Descriptions
Appliances: Gas Oven, Gas Range, Refrigerator
Attic: Stairs, Unfinished
Exterior: Frame
On Market Date: 2026-07-12
Parcel Number: 330900-030-000-0001-021.000-0000
Parking Features: Driveway
Property Attached Y/N: 1
Rental Term: Monthly
Rooms Total: 6
Sewer: Public Sewer
Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Trash Collection Public, Water Connected
Water: Public
Local Schools
High School: Middletown High School
Middle School: Middletown Twin Towers Middle Sch
Elementary School: Maple Hill Elementary School
School District: Middletown
Listed By / Shown By
Listing By
Agency Name: KW Hudson Valley United
Agency Contact: 845-610-6065
Shown By
Agent Name: Mary Alice Ruppert
Agent Phone: Cell: (631) 424-4639
Agency Title: Howard Hanna | Coach Realtors
Estimate Your Payment
Estimated Payment
$ 2,098.88 per month $1,670.59 Principal & Interest $314.83 Property Tax $113.46 Homeowner's InsuranceChange Payment Information
Mary Alice Ruppert
Office: (631) 581-7979 ext. 102
Cell: (631) 424-4639
Fax: (631) 581-3080
Voice Mail: (631) 581-7979
Email Me
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4 Harding Street | MLS# 1024955
This single family home located at 4 Harding Street , Middletown, NY 10940 is currently listed for sale with an asking price of $389,000. This property was built in 1900 and has 4 bedrooms and 2 full baths with 1416 sq. ft. Harding Street is located within the Middletown school district. Search Middletown real estate on mruppert.coachrealtors.com today.